Credit repair is the process of restoring or fixing a poor credit score. It can be done by disputing negative marks on your credit reports and by building a positive credit history.

Negative items on a credit report will eventually drop off of your credit report after a period of time. Typically, it takes 7 to 10 years for negative items to be removed from a credit report. This can be done much sooner if you contact a credit repair specialist.

Dispute Inaccuracies, Pay down debts, Make timely payments, Become an authorized user, Get a secured credit card, Consider credit builder loans and Monitoring progress regularly.

Start repairing your credit with us today! Whether it’s getting negative items removed adding positive lines of credit, we can help! If you have no credit cards/ line of credits. Some primary credit builders I recommend signing up for are Kikoff, Self Lender, Credit Strong, Ava and Kova. These credit builders are a guaranteed approval and will help build your score.

We use Smart Credit because it includes all 3 credit reports (Experian, Equifax, and Transunion). We do not charge a monthly fee for credit repair, Smart Credit does charge a monthly subscription which provides you and us a refreshed copy of your credit report each month. If you use our affiliate link the charge will be around $19 monthly. It is mandatory that you are up to date with your Smart Credit subscription so we can check for updates and send new rounds out to the credit bureaus. Not doing so will interrupt your credit restoration services additional fees may apply.

Please allow 2 business days after all information has been received for us to prep and mail your disputes out to the 3 consumer reporting agencies.  Once they are delivered to them, processing time starts! However majority of our clients start seeing results in the first 90 days. After your package has expired you may need to purchase again for additional months if there are still accounts remaining. Remember credit repair specialists,not magicians. Results may vary. We fight on your behalf using consumer laws each month to get accounts removed. Credit repair takes patience! No refunds.

HOW LONG DOES IT TAKE TO REPAIR MY CREDIT?

You can expect to see results in at least 30 days, turnaround times may vary some restoration can take up to 90 days in certain cases.

Yes! Consultations are available. Contact us or fill out the form on the website and someone will be in contact with you within 24 hours.

A Primary Tradeline is an account that is opened in your name, meaning you are the primary account holder. You are fully responsible for managing the account and paying off the debt.Authorized User Tradelines is when you are added to someone else’s credit account (usually a credit card). You don’t own the account, and the primary account holder retains full responsibility for the account.